Human Resources
MetLife
Long Term Disability Certificate
Life Insurance Class 1 & 2 Certificate
Life Insurance Class 3 Certificate
Life Insurance Class 4 Certificate
Life Insurance Class 5 Certificate
Frequently Asked Questions
Does this group life insurance program provide whole life insurance or term insurance?
- Answer: Term insurance.
What is the maximum “basic” coverage available to me?
- Answer: UCA provides one times your annual salary (rounded to the next thousand). UCA pays 100% of the premium with a maximum of $250,000.
What is the minimum “basic” coverage available?
- Answer: $25,000
What is the effective date of my “basic” life insurance coverage?
- Answer: It becomes effective the 1st day of the month following 90 days of benefits-eligible employment.
How much “optional” life insurance my I purchase?
- Answer: The employee may purchase one, two, or three times their annual salary (rounded to the next thousand) in “optional” life insurance coverage. The employee pays 100% of the premium.
What is the maximum “optional” coverage available?
- Answer: $350,000
What is the effective date of my “optional” life insurance coverage?
- Answer: It becomes effective the 1st day of the month following 90 days of benefits-eligible employment.
May I purchase life insurance coverage for my spouse and/or dependent children?
- Answer: No. The UCA group life insurance plan only insures the employee.
Can I name a minor as my beneficiary on the life insurance? If so, who is in charge of the money until the minor reaches 18?
- Answer: Yes, you may name a minor as the beneficiary. The money is put into a trust account with MetLife. The child will have full access to the funds at age 18.
When can I change my beneficiary?
- Answer: You may change your beneficiary at any time by completing the beneficiary change form in the UCA Human Resource office.
If I change my beneficiary, when does the change become effective?
- Answer: Immediately.